This is the important distinction between credit cards and debit cards.
Debit cards are always spending YOUR money, while credit cards are always spending the BANKS money.
Credit cards are way more secure than debit cards when it comes to money security, and any fraud typically just goes away - the bank eats it and their fraud department works to reclaim it.
Any credit cards opened by identity theft will not take money from anyone, but your thought about the credit score might still take a while to be fixed.
anon 0 points 10 hours ago
This is the important distinction between credit cards and debit cards.
Debit cards are always spending YOUR money, while credit cards are always spending the BANKS money.
Credit cards are way more secure than debit cards when it comes to money security, and any fraud typically just goes away - the bank eats it and their fraud department works to reclaim it.
Any credit cards opened by identity theft will not take money from anyone, but your thought about the credit score might still take a while to be fixed.