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38

Paypal is a FUCKING SCAM

submitted by 2Drunk to whatever 8 monthsOct 20, 2024 09:04:44 ago (+38/-0)     (whatever)

I have $1,000 in there and can't spend it unless I give them access to my bank account.

Mother fucker, I SO HATE THE JEWS AND WANT THEM ALL GONE.


45 comments block


[ - ] BoozyB 13 points 8 monthsOct 20, 2024 10:22:42 ago (+13/-0)

Open a second bank account.
I have one account that is tied to eBay and other payment systems, and another that is kept separated from everything including no online access and no debit card.
When I transfer money, I write a check to myself.

[ - ] i_scream_trucks 2 points 8 monthsOct 20, 2024 13:43:19 ago (+2/-0)

ive got a post office brand pre paid master card. the internal post office details have my real name.
but as far as online shitfuckers are concerned, my name is 'Valued Customer' my bank is 'post office' and my branch is 'post office'

[ - ] UncleDoug 11 points 8 monthsOct 20, 2024 09:13:48 ago (+11/-0)

They don't even honour their Buyer back guarantee/Purchase Protection program, they also charge 2.9% plus a fixed fee on VISA, better off to use Venmo or just direct debit.

I don't see the point in PayPal anymore. What do they offer other than fees and spying on you? What does the ptp mobile payment service actually offer now that your bank cant do easier and for less?

In several circumstances PayPal wont even let you delete your own account.

[ - ] i_scream_trucks 2 points 8 monthsOct 20, 2024 13:52:31 ago (+2/-0)*

'in several circumstances paypal wont even let you delete your own account'

yeah Lloyds TSG bank in the UK do that.
they will literally sit there for an hour moving the bar as to why the bank account cannot 'just be shut down today' and takes seven days in which theyll hit you with a 50 pence charge, then another 1 pound overdraw fee on the 50 pence bank charge on the account you told them to close three days ago, you walk in to the bank with 1 pound 50, they will tell you to clear the balance theres another fee and youll actually need TWO pounds fifty, and then explain to you again, that it takes 7 days to close the account, in which theyll hit you with... (oh and this is a 'zero overdraw facility' account... meaning the 50 pence charge should never have cleared to begin with and the overdraw fee on top of it is pure theft.)

yeah. so tl;dr i found out like.... last year via marketing emails from Lloyds TSG that the account that was ordered closed 14 years ago is still open... but there is no way for me to access it or log in to it... because i left the uk 14 years ago.... which was why the account was ordered closed. i mean hypothetically, given that i dont have to physically file a tax return in the UK, and given that i have not worked a single day there in 14 years then id technically qualify for the low income rebate... that fucking bank balance has probably been going up by hundreds every year, then being eaten up instantly by bank fees.

[ - ] FreeinTX 1 point 8 monthsOct 20, 2024 09:43:48 ago (+1/-0)

Does Venmo honor a buyer back guarantee or purchase protection?

[ - ] UncleDoug 4 points 8 monthsOct 20, 2024 09:51:25 ago (+4/-0)

Venmo will investigate eligible purchases, work with the seller to help make it right, or even reimburse you for what you paid plus original shipping costs.

[ - ] Prairie 1 point 8 monthsOct 20, 2024 16:09:38 ago (+1/-0)

Venmo is run by the same company as PayPal.

[ - ] i_scream_trucks 3 points 8 monthsOct 20, 2024 18:30:37 ago (+3/-0)

who are also ultimately the same group of investors that also ultimately own all of the competition.

blackrock state street and vanguard.

[ - ] GetWoke 0 points 8 monthsOct 20, 2024 22:32:41 ago (+0/-0)

(((Investors)))

[ - ] fritz_maurentod 1 point 8 monthsOct 20, 2024 12:14:39 ago (+1/-0)

What do they offer other than fees and spying on you?

They are universal. That's the advantage. In the days before Paypal it was a pita to transfer money outside of your country and you ended up using services like Western Union that was a far bigger scam than Paypal. Let's hope we can switch to Bitcoin soon and make point-to-point payments without the Jew in the middle.

[ - ] i_scream_trucks 0 points 8 monthsOct 20, 2024 18:33:05 ago (+0/-0)

not really a scam when you get one upfront charge, and the all of the remainder always appears at the other end. if one dodgy western union rep tries to pull a fast one you told them to suck your cock and go two doors down to another one. used em twice to get my australian tax refund transferred to me in the UK via my mother.

there is zero benefit to the customer using paypal over western union or any one of a dozen other different money changers, and not using paypal or anything similar is magnitudes more reliable and trustworthy, and wont suddenly freeze your money at the drop of a hat.

[ - ] wyrmblut 9 points 8 monthsOct 20, 2024 11:26:47 ago (+9/-0)

I hate paypal. I jewed them once pretty good though. I sold a $1000 NAS on ebay, this was right around when ebay started their 30-day customer returns FOR ANY REASON. Well I was trying to help this buyer overcome his own ignorance of the product he purchased for 3 weeks. He started getting bitchy and saying he just wanted to return it. Meaning i would have to pay well over $100 for return shipping of a NAS loaded with disks. I was just passed the time that my fund became withdrawable from paypal so i quick transferred them all out, disconnected my bank account, and then called my bank to tell them that paypal is not authorized to withdraw any money from my account for any reason.

So seller opens up the case and ebay ends up printing the return label and changing my paypal account, which somehow worked. I got the NAS shipped back to me for free and kept the money i was payed for it. meanwhile the buyer musthave been refunded as well from ebay if not paypal. Got few whiny emails from paypal demanding i owe them $1000-something but I still use the same ebay account to this day without issue. anyway, fuckem all

[ - ] CoronaHoax 3 points 8 monthsOct 20, 2024 13:00:03 ago (+3/-0)

Thank god somebody fucked them instead of the other way around for once!

I run an online saas business and am CONSTANTLY fucking “terrorized” by assholes constantly saying they’re just going to lie to paypal to get a refund if I don’t keep giving them extra free shit.

[ - ] doginventer 0 points 8 monthsOct 20, 2024 13:36:26 ago (+0/-0)

You should record those interactions, for training purposes.

[ - ] JudyStroyer 1 point 8 monthsOct 20, 2024 12:58:30 ago (+1/-0)

I highly approve this message. Fuck those fags.

[ - ] Prairie 2 points 8 monthsOct 20, 2024 16:08:56 ago (+2/-0)

Don't use them. They backed a clear scam attempt for a huge purchase and I had to file a chargeback with my credit card.

[ - ] Kozel 2 points 8 monthsOct 20, 2024 13:40:35 ago (+2/-0)

Link your bank account and withdraw $1000

they've earning interest on your money and you're not

[ - ] Portmanure 2 points 8 monthsOct 20, 2024 10:42:01 ago (+2/-0)

Have you looked into opening up a bank account just for the purpose of withdrawing that money?

[ - ] Bottled_Tears 2 points 8 monthsOct 20, 2024 09:54:40 ago (+2/-0)

They keep sending me statements that I have -6.50. Okay then pay me my money?

[ - ] Love240 1 point 8 monthsOct 20, 2024 16:22:54 ago (+1/-0)

Paypal tried to steal $2800 from me in 3 separate $900 transactions right in a row.
I never purchased ANYTHING that costly through them. The closest was tires at ~$700.

I thankfully managed to get my money back after filing a fraud report with my bank.

Fuck Paypal.

[ - ] Sal_180 1 point 8 monthsOct 20, 2024 14:15:22 ago (+1/-0)

Wow, I can't believe an online payment app created by billionaires is shit

[ - ] i_scream_trucks 1 point 8 monthsOct 20, 2024 13:41:08 ago (+1/-0)

yep. i cant use my paypal account. nor can i create a new one. because every single option tells me i already have an account, and must use that one.
problem is, they disabled it because its 'not secure' but wont let me sign in and secure it with a new password.... until i give them all of my very real bank details.

they want me to enter personal financial details... into an account they say is insecure... before they will let me secure the account... by signing in and changing the password.

suck. my. fucking. dick. you. fake. bank. cunts.

[ - ] 2plus2equals5 1 point 8 monthsOct 20, 2024 13:15:24 ago (+1/-0)*

Demand full refund by check.
They close your account and erase all your user info for security. X penalty for not doing that.
After 30 days a penalty of $10/day will begin occurring.
(use some known-good penalty amount in common practice. Utilities. IRS. Whatever.)

After the maximum ($7500?) small claims amount has been reached...sue them...locally.
There is service by registered mail but those .db are usually hidden.
It will cost them more in legal fees to even show up.

Or use that amount as a tax deduction. And report them to collections and credit bureaus.
You might have to 1040 them. Which they will have to pay tax on i think. Find out.

https://turbotax.intuit.com/tax-tips/irs-tax-return/how-to-report-non-business-bad-debt-on-a-tax-return/L1mUzQFtB
The actual task of reporting a bad debt is relatively simple. The steps are: Complete Form 8949 Sales and Other Dispositions of Capital Assets.
You must deduct a bad debt in the year it becomes worthless.


Become the hunter not the prey. If a million customers did that they'd go out of business tomorrow.

[ - ] Kozel 2 points 8 monthsOct 20, 2024 13:42:32 ago (+2/-0)

Small claims varies by state,

$5k in Flordia. $10k in California.

[ - ] KyleIsThisTall 1 point 8 monthsOct 20, 2024 10:43:04 ago (+1/-0)

They closed my account that I had since the 90s because I didn't have money in it. I only used it to buy thinkgs online. Now even Amazon doesn't accept PayPal best I can tell, but everything on Amazon and eBay are counterfeit and break in less than a day now.

[ - ] Sector2 0 points 8 monthsOct 20, 2024 22:42:25 ago (+0/-0)

I haven't had money in it in years, and just use it to make purchases. I only use paypal on TEMU to shield my bank info. Plus it just takes a click or two.

[ - ] lolxd 0 points 8 monthsOct 20, 2024 18:26:57 ago (+0/-0)

They had some bullshit added to their terms of service ages ago that basically said we reserve the right to read your internet posts and cancel your account for wrongthink.

Fuck the payment apps, fuck the banks too.

[ - ] Sector2 0 points 8 monthsOct 20, 2024 22:43:43 ago (+0/-0)

That's only going to be a problem for people who post their real name on the internet.

[ - ] texasblood 0 points 8 monthsOct 20, 2024 14:37:04 ago (+0/-0)

🤣😂🤣

[ - ] FluffyBunnySlippers 0 points 8 monthsOct 20, 2024 13:00:01 ago (+0/-0)

Canceled my account after they gave the kikes access to monitor your transactions. Why are you still doing business with these guys?

[ - ] 9000timesempty 0 points 8 monthsOct 20, 2024 12:43:31 ago (+0/-0)

yep.

[ - ] In_Cog_Nito 0 points 8 monthsOct 20, 2024 11:31:35 ago (+0/-0)

I set up a PayPal account using my Wise debit card, not my real bank account. The Wise debit card is rarely used and the only money in Wise is put there just before I use it so there is nothing PayPal can do to hold my cash. Fuck PayPal.

[ - ] FreeinTX 0 points 8 monthsOct 20, 2024 09:42:56 ago (+0/-0)

How did you get $1000 into the account?

[ - ] 2Drunk [op] 1 point 8 monthsOct 20, 2024 10:14:45 ago (+1/-0)

Crypto I think. Had lots of money stolen from crypto mainly from Kucoin.

[ - ] rzr97 0 points 8 monthsOct 20, 2024 13:57:48 ago (+0/-0)

You don't get money stolen from crypto. Crytpo IS the solution to your paypal problem. Crypto is just a public and private key in essence. Only YOU can move funds if you have the private key. If you fuck up and allow someone access to your private key that's not theft, that's your retardation and lack of opsec.

No one can move my bitcoin and I can move it at any time.

If your crypto is on an exchange or a hosted wallet, it's not YOUR crypto. You don't have the private key.

[ - ] i_scream_trucks 0 points 8 monthsOct 20, 2024 14:50:51 ago (+0/-0)*

"You don't get money stolen from crypto."

... AAAAAAAAAAAAAAHAHAHAHAHAHAHAHAHA i mean technically youre correct because crypto isnt even in the same realm of reality as 'money' but given we all know thats not what you meant the laughing at you is definitely valid.

"Crytpo IS the solution to your paypal problem"

... AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHAHAHAHAHAHAHAHAHAHAHAHAHA handing over your money to one thief pretending not to be a thief, vs giving your money to a different thief pretending not to be a thief is a solution to not getting your money stolen.... how, exactly? (aside from... having nothing to fucking steal... oh man this shits too good.)

"No one can move my bitcoin" - WRONG - please explain all the 'smart' cryptobros getting all their crypto stolen (i can and so can tens of thousands of others who love the pure schadenfreude of you fucktards getting your 'money' stolen by 'smarter' scammers. its not secure.)

"and i can move it at any time" - WRONG - please explain every exchanges insistence on not moving a fucking thing for weeks (i can, they have to find a way to cover your withdrawal from the ponzi scheme in a way that doesnt alarm everyone else. they have, zero liquidity. they have nothing to trade with another point of exchange or sale. they actually have to comply with the very financial laws theyre trying to convince you that their currency is totally built to get around, and to do that, they have to make your 'bitcoin exchange' by sending ACTUAL CASH, IN A COMPLETELY NORMAL FINANCIAL TRANSACTION, TO ANOTHER EXCHANGE, WHO THEN EXCHANGES THE ACTUAL MONEY, FOR CRYPTO... and then that cash goes into the scam artists pocket, and doesnt come out again, until someone wants out of THEIR portion of the ponzi)

oh wait youre serious. holy shit. so whats a rug pull then fucknuts.

"HURRRRRRRR SHUDDAFUCKUP YOU NO UNDERSTAND DAH BLOCKCHAIN"

no, faggot, you dont understand even the very fucking basics of legitimate business economy or finance, hence your insistance of 'finally, a really really real get rich quick scheme'

[ - ] Prairie 0 points 8 monthsOct 20, 2024 16:13:42 ago (+0/-0)

exchanges insistence

There's your problem. Exchanges are the crypto equivalent of a bank. they own the crypto, not you.

[ - ] i_scream_trucks 0 points 8 monthsOct 20, 2024 18:35:24 ago (+0/-0)*

not my problem at all. talk to the guy i was replying to who falsely thinks crypto is secure and valuable and somehow bypasses standard electronic funds transfer systems and regulations.

it flat out doesnt. it still 100% relies on traditional banking, no matter how many arbitrary steps you add to it.
you will never ever be able to exchange crypto for useful currency instantly, because the people that took your real money and gave you monopoly money, then went and used your real money to do shit like... actually live wealthy lives. when you want money back, they gotta sell something to cover it. if all of you decided to pull out even a fraction of what you 'own' the whole thing goes bust.... BECAUSE THE REAL MONEY IS FUCKING GONE, YA MUPPETS

its called basic, fucking, economics. 'fiat' is worth something because it is based on shit like.... trading physical things, like manufactured goods, mined goods, primary goods. cryptos value comes from.... ??? (the only answer i have ever had in response to that is 'Blockchain' 'yeah but what does it do' 'if you dont understand the blockchain youre not ready for it' - you dont understand it either. because it is the nonsense you claim actual useable dollars you have to work for are nonsense.

[ - ] rzr97 0 points 8 monthsOct 20, 2024 22:19:02 ago (+0/-0)

The US dollar is monopoly money. That's why they keep making more and more. In fact, at some point, literal Monopoly money will be valued more as it will be more rare. I hadn't thought of that but it is really funny AND true!

I suppose your thought on "useful" money is money that others will take for trade more readily. That's the only argument that makes sense. If that is your argument, you must change your opinion as crypto is accepted and more places.

In fact, the likelihood is we already have cbdcs but they are in the form of Tether, USDC, etc. If places start taking those, you would have to change your thoughts.

Anyhow the plain truth is you're wrong about everything but you're angry and you want others to accept your viewpoint. Some do, but they are also insignificant and shrnking.

Keep shaking your fists at the sky and the total value of the crypto market will just keep on increasing. Good luck!

[ - ] rzr97 0 points 8 monthsOct 20, 2024 22:24:52 ago (+0/-0)

Oh by the way, one bitcoin is now worth over 60,000 of your dollars. Over time, that will keep going up. People like you have said it is worthless as it just keeps rising and rising in value. I wonder why. Ever heard of supply and demand?

https://coinmarketcap.com/

See, lookie there. Now why does it keep going up in value over time? It's so weird to me because you said it was worthless but it is quite literally worth over 60,000 of the things you said were very valuable. I don't get it. Help me out here.

[ - ] Prairie 0 points 8 monthsOct 21, 2024 02:50:21 ago (+0/-0)

you will never ever be able to exchange crypto for useful currency instantly

I think the point is to spend it, not trade it back and forth with currency. When I bought some crypto years ago and it went up, I spent it on something physical (real constitutional money) that was delivered to me.

I agree about the basis for crypto, which is nothing (like fiat, but fiat is redeemable to the tax extortionists for a year of being left alone). Crypto now just seems mostly an asset that has value because people think it will have value. By definition it has no intrinsic value since there is no limit on how much is created.

[ - ] rzr97 0 points 7 monthsOct 22, 2024 05:27:31 ago (+0/-0)

Bitcoin is limited in supply. Sure you can create unlimited numbers of crypto but they all have to compete openly and fairly. In fact, bank issued fiat competes in foreign exchanges but now they are all competing--bank dollars too. So in a fair comparison between bitcoin and bank dollars, bitcoin is capped in supply while bank dollars are unlimited--at the will of the jews behind it.

If you're unaware that only us banks create dollars, just ask and I'll explain. The govt. DOES NOT create dollars. Yes, they print the physical supply (which is a fraction of the total supply) but the central bank buys those dollars with digital dollars they just wish into existence.

So the main point is jews create our dollars and we (dumb ass whites) give it value. So the jews can do whatever the fuck they want until that changes.

[ - ] Prairie 0 points 7 monthsOct 22, 2024 06:30:02 ago (+0/-0)

What's special about Bitcoin over some other crypto with similar creation limits?

[ - ] rzr97 0 points 7 monthsOct 22, 2024 13:16:28 ago (+0/-0)

Coinmarketcap.com

It's at the top. Fierce competition. It's special because it was the first and has the best devs and provability. It's at the top for a reason.

Go create a coin see where it lands. You'll understand.

Now ask yourself what's special about the dollar? In fact the dollar is rapidly losing it's reserve status as fungibility sucks ass now. They will clearly prevent you from using your dollars if they want to.

[ - ] rzr97 0 points 8 monthsOct 20, 2024 22:15:33 ago (+0/-0)

Don't get into name calling unless you'd like to meet, film it and post it here.

Mostly kikes push against crypto because it undermines their ability to create money and enslave whites.

Everything I said is true.

So since I don't understand finance, how are most US dollars created and at what point?

Exchanges are NOT crypto. You don't understand public key cryptography. No one can touch my bitcoin unless I do something really stupid OR someone beats me with a wrench until I give up the private key. That would be the same with my gold though.